Can I Get A Loan? Tips For Home Buyers

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One of the questions most frequently asked is “Can I get a loan?”

David Schneider talks in the following video about negative news and misconceptions in that area. Many people think that unless their credit score is around 800, they can’t possibly get a home loan.

David reminds us of the three main factors for lenders:

  • Credit Score
  • Employment History
  • Debt to Income Ratio

If you have a steady job history and a debt-to-income ratio of 40% or below, you may be able to get a loan even if your credit score lingers around 600.

Make sure to listen to David’s brief explanations, and don’t hesitate to call him with your further questions.

David Schneider (512) 638-6585

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Goldwasser Real Estate c/o Shady Hollow Austin
5929 Balcones Dr., Ste. 300 AustinTX78731 USA 
 • 512-567-9541

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